Use Financial Action Plans

Financial Action Plans turn a money goal into a practical sequence of steps. The library is a free Net Worth Accelerator reward that unlocks at 200 XP.

Open Financial Action Plans. If you are signed out, select Sign In or Create Free Account. Signed-in members can view their XP progress and unlock the library at 200 XP.

Find a useful plan

The top of the library shows Plans Available, Completed, and Remaining. To narrow the cards:

1. Choose a category tab.
2. Enter a goal, name, keyword, or category in Search plans by name, keyword, or category.
3. Use Sort by to choose Overall Value, Projected ROI, Easiest First, or Name (A–Z).

Each card summarizes:

• Difficulty for the expected implementation challenge
• ROI for the plan's projected value
• Time for initial setup
• Annual for the estimated yearly impact
• Value for the plan's combined comparison score

These values help compare plans; they are estimates, not guaranteed savings or returns.

Compare plans with several options

A card marked with N options represents related approaches to the same goal. Open it and read When to Choose Each Option. Use the option tabs to compare who each approach is best for, its effort, and its tradeoffs.

Each option has its own page and completion state. Mark the option you actually followed rather than assuming one completed option completes the entire group.

Follow a plan

On a plan page:

1. Review Before You Start, if shown.
2. Compare Difficulty, Projected ROI, Time, Annual Impact, and Overall Value with your situation.
3. Follow the steps in the plan body.
4. Review What You'll Need, if shown.
5. Select Mark Complete or Mark This Plan Complete after carrying out the plan.

The button changes to Completed, and the library marks the card as Done. Select the completed button again if you need to undo it.

Some catalog entries may say that detailed content is not available yet. Return to All Action Plans and choose another plan while that guide is being prepared.

Choose responsibly

• Check current provider terms, prices, eligibility, and tax consequences before acting.
• Treat annual impact and ROI labels as planning estimates.
• Do not mark a plan complete merely because you read it; use completion to track actions you implemented.
• Revisit a completed plan when its assumptions or your circumstances change.

For help accessing member tools, see Getting Started. To follow achievements and activity rewards, see Quizzes, XP, and Progress. For saved balances and budgets, see Net Worth and Monthly Cash Flow.