Warning: This article is for informational purposes only and does not constitute financial advice, investment advice, or a recommendation to buy or sell any specific securities. I personally own positions in both XYLD and VOO;...

Taxes can feel confusing, but understanding the basics can make things clearer. Many people have ideas about taxes that aren’t entirely true. Let’s look at how taxes really work and clear up some of the...

As your income grows, it’s easy to start spending more. Maybe you want a bigger house, a nicer car, or to dine out more often. This is called lifestyle inflation—when you increase your spending as...

Refinancing is a way to replace an old loan with a new one, usually with better terms. Whether it’s for a home, car, or personal loan, refinancing can save you money, lower your monthly payments,...

Closing a credit card might sound easy, but there are some things you need to watch out for. If you don’t do it the right way, you could hurt your credit score. Don’t worry! We’ll...

Do you like watching TV shows and movies at home? There are many streaming services like Netflix, Disney+, and Hulu. But paying for all of them at the same time can get really expensive! What...

Vacations are so much fun! But they can cost a lot of money. Don’t worry, though! You can still have a great vacation and save money. Here are seven easy steps to help you plan...

Buying your first home is one of the biggest financial decisions you’ll ever make. For many people, it’s tempting to go big—dream homes, extra bedrooms, and luxurious finishes. But what if there’s a smarter way?...

Did you know that most millionaires didn’t start rich? It’s true! In fact, 79% of millionaires are first-generation wealth builders.[0] This means they worked hard and made smart choices to build their money from scratch....

When it comes to managing your money, there’s no “right” or “wrong” way to do it. It’s all about finding what works best for you! If you’re looking for a simple and effective way to...

Debt in America is a big problem. Many people are borrowing more money than they can pay back. One big issue is credit card debt. In 2023, 9% of credit card holders couldn’t keep up...

Are you ready to clean up your home and make some extra cash? Decluttering means getting rid of things you don’t need anymore. It feels good, and you can even make money by selling your...